Defined Contribution Fund Stable Value Fund

This fund's objective is to preserve principal, offer attractive yields during all interest rate environments and maintain sufficient liquidity for shareholder's cash flows.

The fund invests in a combination of short to intermediate term fixed income securities and investment contracts from banks and insurance companies.

It is managed with a duration (average term to maturity) of between one and four years.

The fixed income securities can provide attractive yields and the investment contracts can preserve principal by spreading gains and losses over several years. Investors who seek safety of principal as well as a competitive rate of return compared to money market funds, may invest in this option.