Multiple-System Retirement

If you have acquired service credit in the School Employees Retirement System of Ohio (SERS) or the State Teachers Retirement System of Ohio (STRS) Defined Benefit Plan, you may retire independently from each system or have your contributions and total service credit in the OPERS Traditional Pension Plan, SERS and STRS Defined Benefit Plan combined for the purpose of determining eligibility for and calculation of benefits. The system that has the most service credit will pay the benefit, while funds and service credit in the other system(s) are transferred to the paying system.

If you hold two or more concurrent positions in OPERS, or in one or more Ohio retirement system(s), you may retire from the higher paying position and continue working in the lower paying position.

Anyone with multiple employment at retirement should contact OPERS for more information on their options.