Benefit Changes
Death of Beneficiary(ies)

If you select the Life with 50% to Surviving Spouse (Plan A), Life with Selected % to Survivor Plan (Plan C), or Life with 100% to Survivor Plan (Plan D) and your beneficiary dies before you do, you will be paid under the Single Life Benefit (Plan B) after you submit a copy of the beneficiary's death certificate.

If you select the Life with Multiple Survivors Plan (Plan F) and one of your beneficiaries dies before you, you will remain under Plan F. Your benefit will be recalculated to reallocate to you the amount you previously allocated to the deceased beneficiary after you submit a copy of the deceased beneficiary’s death certificate.

There will be no change in the benefit allocation for the other beneficiaries. You will remain under Plan F until there are no longer any designated beneficiaries under the plan. When there are no longer any designated beneficiaries under the plan your benefit will change to the Single Life Benefit (Plan B).