Benefit Changes
Marriage or Remarriage

OPERS to recognize same-sex marriages

If you select the Single Life Benefit (Plan B) at retirement, your benefit may be recalculated under the Life with 50% to Surviving Spouse Plan (Plan A), the Life with Selected % to Survivor Plan (Plan C), or Life with 100% to Survivor Plan (Plan D), if you later marry or remarry to provide for your new spouse.

If at retirement you select the Life with Multiple Survivors Plan (Plan F), you may only add a spouse due to your marriage or remarriage if you have no more than three beneficiaries designated at the time you marry or remarry.

However, if you select the Life with Multiple Survivors Plan (Plan F) because you were court-ordered to select a joint survivor annuity and designate your former spouse as beneficiary, the specified portion that your former spouse is to receive as your beneficiary cannot be changed upon your designating a new spouse as your beneficiary.

If you are unmarried when you apply for retirement and you are court-ordered to select a joint survivor annuity and designate your former spouse as a beneficiary, you may select the Life with Selected % to Survivor (Plan C) and designate your former spouse for a specified portion under this plan.

Should you remarry subsequent to retirement, you may select the Life with Multiple Survivors Plan (Plan F) to add your new spouse with your former spouse also remaining as a designated beneficiary. The specified portion that your former spouse was to receive as your beneficiary will not be changed under Plan F upon your designating a new spouse as your beneficiary.

For marriages or remarriages that occur on or after June 6, 2005, you will have one year from your date of marriage or remarriage to change your plan of payment to provide for your spouse. If your marriage or remarriage occurred prior to June 6, 2005, you may change your plan of payment at anytime. You will need to contact us to request the Benefit Pop Down Request form.

The change to the new plan of payment is effective on the date the form is received by our office. Any change in the amount of the benefit will begin on the first day of the month following our receipt of the properly completed form.

In the event your death occurs prior to OPERS’ receipt of your properly completed and valid form, the change to your payment plan will not take effect and all benefits linked to the Single Life Benefit (Plan B), including health care coverage, will cease.