Marriage or Remarriage
If you select the Single Life Plan (formerly Plan B) at retirement, your benefit may be recalculated under the Joint Life or Multiple Life plan if you later marry or remarry to provide for your new spouse.
If at retirement you select the Multiple Life plan (formerly Plan F), you may only add a spouse due to your marriage or remarriage if you have no more than three beneficiaries designated at the time you marry or remarry.
However, if you select the Multiple Life Plan because you were court-ordered to select a joint survivor annuity and designate your former spouse as beneficiary, the specified portion that your former spouse is to receive as your beneficiary cannot be changed upon your designating a new spouse as your beneficiary.
If you are unmarried when you apply for retirement and you are court-ordered to select a joint survivor annuity and designate your former spouse as a beneficiary, you may select the Joint Life plan and designate your former spouse for a specified portion under this plan.
Should you remarry subsequent to retirement, you may select the Multiple Life plan to add your new spouse with your former spouse also remaining as a designated beneficiary. The specified portion that your former spouse was to receive as your beneficiary will not be changed under the Multiple Life plan upon your designating a new spouse as your beneficiary.
For marriages or remarriages that occur on or after June 6, 2005, you will have one year from your date of marriage or remarriage to change your plan of payment to provide for your spouse. If your marriage or remarriage occurred prior to June 6, 2005, you may change your plan of payment at anytime. You will need to contact us to request the Benefit Pop Down Request form.
The change to the new plan of payment is effective on the date the form is received by our office. Any change in the amount of the benefit will begin on the first day of the month following our receipt of the properly completed form.
In the event your death occurs prior to OPERS’ receipt of your properly completed and valid form, the change to your payment plan will not take effect and all benefits linked to the Single Life Benefit (Plan B), including health care coverage, will cease.