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Intro YOUR OPERS 2017 ANNUAL STATEMENT Your retirement group: GROUP C Your retirement group: GROUP C John Doe 277 East Town Street Columbus, OH 43215-4627 disclaimer The benefit estimates shown are not guaranteed. This statement is a summary of your OPERS account and benefits as of Dec. 31, 2017. OPERS cannot provide an exact benefit amount until you retire and begin receiving your final benefit. Your retirement group is based on your first eligible date of retirement and is subject to change based on your continued service and your retirement date. overview TRADITIONAL PENSION PLAN CONTRIBUTIONS Contributions made during 2017 $00,000.00 Total contributions as of Dec. 31, 2017 $00,000.00 Additional Annuity contributions $0.00 REFUNDABLE ACCOUNT Refundable account as of Dec. 31, 2017 $00,000.00 SERVICE CREDIT Service credit earned and/or purchased during 2017 0.000 years Total service credit as of Dec. 31, 2017 0.000 years Our records show you have service in another OPERS retirement plan. Please visit opers.org and log into your OPERS account for more information. overview THE COMBINED PLAN The Defined Contribution portion of the Combined Plan Contributions made during 2017 $00,000.00 Total contributions as of Dec. 31, 2017 $00,000.00 Balance as of Dec. 31, 2017 $0.00 This balance will fluctuate based on the performance of the investment options you selected. Log into your online account for your current balance. SERVICE CREDIT Service credit earned and/or purchased during 2017 0.000 years Total service credit as of Dec. 31, 2017 0.000 years Our records show you have service in another OPERS retirement plan. Please visit opers.org and log into your OPERS account for more information. estimates YOUR RETIREMENT BENEFIT ESTIMATES YOUR DEFINED BENEFIT RETIREMENT ESTIMATES EARLIEST RETIREMENT (REDUCED) EARLIEST RETIREMENT (UNREDUCED) IF YOU CONTINUE WORKING UNTIL AGE 65 IF YOU CONTINUE WORKING UNTIL AGE 67 DATE 01/01/XXXX 01/01/XXXX 01/01/XXXX 01/01/XXXX AGE 57 62 65 67 SERVICE CREDIT 00.000 00.000 00.000 00.000 % OF FAS 00% 00% 00% 00% MONTHLY PENSION $0,000 $0,000 $0,000 $0,000 FINAL AVERAGE SALARY (FAS) $00,000 $00,000 $00,000 $00,000 Your OPERS retirement benefit is not intended to fully replace the salary you earn while working. OPERS offers tools and education designed to help you close the gap between your OPERS retirement benefit and the total amount you'll need to achieve your desired lifestyle in retirement. See back for more details. account-and-service-credit YOUR CURRENT ACCOUNT INFORMATION Your age: XX Your date of birth on record: Month DD, XXXX Your final average salary: $000,000 Your email: MEMBER@OPERS.ORG YOUR SERVICE CREDIT RECORD Total Contributing: 0.000 Total Purchased: 0.000 Total Service Credit: 00.000 Total Service Credit applicable to health care coverage eligibility: 00.000 To receive independent retirement benefit(s) from multiple Ohio retirement systems (ORS), you must terminate public employment under ALL Ohio retirement systems prior to your earliest retirement benefit effective date. You should contact each retirement system in which you are a member to see what impact your OPERS retirement may have on your ORS benefits. disability-survivor OPERS DISABILITY AND SURVIVOR BENEFITS Qualified members may be eligible to apply for OPERS disability benefits. Visit opers.org/members/traditional/ benefits/disability to learn more. If you pass away before retirement or while receiving a disability benefit, your qualified beneficiaries may be eligible for monthly benefit payments or a refund of your account. Visit opers.org/ members/traditional/benefits/survivor to learn more.