Your Investment Options

Member-Directed Plan Investment Options

As a Member-Directed Plan participant, you choose how to invest your contributions from a diversified menu of investment options.

Investment Menu

  • 10 Target Date Funds — Automatically rebalance as you approach retirement
  • 5 Passive Funds — Index funds with low expense ratios
  • 5 Active Funds — Actively managed funds across various asset classes
  • Self-Directed Brokerage Account — Access to a broader range of investments (minimum $5,000 required)

You can change your investment elections at any time through your online account or by contacting your plan record keeper.