Health Care 2022 Active Members

Eligibility for Health Care

There will be new eligibility requirements for OPERS members in the Traditional Pension or Combined Plans who retire on or after Jan. 1, 2022:

Eligibility for the OPERS retiree health care program in 2021:

OPERS members retiring with an effective date on or prior to Dec. 1, 2021 will be eligible for the OPERS health care program as a retiree who is at least age 60 with a minimum of 20 years of qualified health care service credit.

Eligibility for the OPERS retiree health care program in 2022 and after:

OPERS members with an effective date of Jan. 1, 2022 or after will be eligible for the HRA by meeting one of the following criteria:
Age 65 or older

  • Minimum of 20 years of qualified health care service credit

Age 60 - 64

Group A – 30 years of total service with at least 20 years of qualified health care service credit

  • Group B – 31 years of total service with at least 20 years of qualified health care service credit
  • Group C – 32 years of total service with at least 20 years of qualified health care service credit

Age 59 or younger

  • Group A – 30 years of qualified health care service credit
  • Group B – 32 years of qualified health care service credit at any age or 31 years of qualified health care service credit and at least age 52
  • Group C – 32 years of qualified health care service credit and at least age 55

Aging into eligibility

Providing a member has at least 20 years of qualified health care service credit at retirement, they will eventually be eligible for the HRA even if they are not eligible when they first retire.

  • Members retiring at age 65 or older with at least 20 years of qualified service credit will be eligible for the HRA on your retirement date.
  • Members retiring prior to reaching age 65 will either be eligible at retirement or will become eligible either when they turn 60 or when they turn 65 depending on your service credit at retirement (see criteria above.)