New to Medicare Enrollment Periods
If you are aging into Medicare, it’s important for you to know when to enroll. There are two main enrollment periods: Initial and General.
When can I enroll?
Initial Enrollment Period
The Initial Enrollment Period for Medicare Parts A and B begins three months before and ends three months after your 65th birthday.
General Enrollment Period
If you do not enroll in Medicare Parts A and B during the Initial Enrollment period, you have the opportunity to enroll during the general enrollment period, which runs from Jan. 1 through March 31 each year. Coverage will begin the following July.
Special Enrollment Period
There is a third period, called Special Enrollment Period, that applies if you are 65 or older and your coverage is ending through an employer (either your own or through a spouse).
For more detailed information on enrollment refer to the OPERS guide, Understanding the Basics: Medicare and the OPERS Medicare Connector or visit Medicare.gov.
After enrollment, you will receive a series of communications from OPERS and OneExchange (the administrator of the OPERS Medicare Connector) providing information and steps for enrolling in a medical plan through the OPERS Medicare Connector. Visit the Enrollment Checklist for a comprehensive checklist.