New to MedicareMedicare Basics

What is Medicare?

Medicare is a federal health care program for Americans 65 years and older, for individuals under 65 with certain disabilities and for individuals of any age with End-Stage Renal Disease. It generally covers about 80 percent of medical costs. For more information on these different parts of Medicare, click on one of the circles below.

Medicare Part A Medicare Part B Medicare Part C Medicare Part D
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What are my Medicare options?

Most Medicare participants combine the options above to create one of the following plans:

Medicare Part A + Medicare Part B = Original Medicare
Original Medicare + Medigap Plan + Medicare Part D
Medicare Part C + Medicare Part D = Medicare Advantage Prescription Drug Plan (MAPD)

Medigap Plan

Private health insurance plans that will supplement or fill in the "gaps" where Medicare Parts A and B leave an individual uncovered

Navigating the process

Selecting the right plan is a big decision. When preparing for your Connector advisor conversations, consider these tips and tools.

Medigap Tips and Tricks
Did you know?
  • Medicare costs vary depending on individual plans, coverage and the services selected.
  • For many years, Medicare had two major parts: Part A and Part B. These parts are known as the Original Medicare Plan. In recent years, two additional parts (Parts C (Medicare Advantage) and D (prescription drug)) were added.