New to MedicareMedicare Basics

What is Medicare?

Medicare is a federal health insurance program for three specific groups of people.

To be eligible for Medicare you must be 65+, under 65 with certain disabilities, or have end-stage renal disease

Navigating the process

As retirees explore options it's important to understand the difference between Medicare Advantage (MA) and Medigap (Medicare Supplement) plans.

Selecting the right plan is a big decision. When preparing for your Connector advisor conversations, consider these tips and tools.

Medigap Table
Medigap Tips and Tricks
What is Medicare?

Medicare is a federal health care program for Americans 65 years and older and for individuals under 65 with certain disabilities. It generally covers about 80 percent of medical costs. For more information on these different parts of Medicare, click on one of the circles below.

Medicare Part A Medicare Part B Medicare Part C Medicare Part D
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What are my Medicare options?

Most Medicare participants combine the options above to create one of the following plans:

Medicare Part A + Medicare Part B = Original Medicare
Original Medicare + Medigap Plan + Medicare Part D
Medicare Part C + Medicare Part D = Medicare Advantage Prescription Drug Plan (MAPD)

Medigap Plan

Private health insurance plans that will supplement or fill in the "gaps" where Medicare Parts A and B leave an individual uncovered

Did you know...
  • Medicare costs vary depending on individual plans, coverage and the services selected.
  • For many years, Medicare had two major parts: Part A and Part B. These parts are known as the Original Medicare Plan. In recent years, two additional parts (Parts C (Medicare Advantage) and D (prescription drug)) were added.