Medical Mutual Pre-Medicare Re-employed Plan

The Medical Mutual Pre-Medicare Re-employed Plan is offered to re-employed retirees not-yet-eligible for Medicare. The features and coverage for this plan are exactly the same as the Medical Mutual PPO Plan. Retirees should contact OPERS first to be sure they understand how re-employment may impact OPERS health care coverage. If you are enrolled in the Medical Mutual Pre-Medicare Re-employed Plan, a prescription drug plan is available to you.

My Care Compare

This plan covers 40 lab tests up to the coverage maximum. What this means is that the plan will pay for certain health services up to a maximum dollar amount. You can choose any network lab provider you want; however, if you do your research, you could save yourself some money as some providers’ rates are above the coverage maximum.

Medical Mutual’s My Care Compare tool can help you control costs. This easy-to-use tool explores and compares services, locations and costs for not only blood tests and other lab services but X-rays, MRIs and CT scans; physical therapy and even some surgeries to name a few.

For example, the chart below illustrates two providers' rates for the same lab test. Notice how the coverage maximum influences how much you are responsible for paying.

An example of savings from using Medical Mutual's MyCareCompare
  Provider A Provider B
Provider's rate $60.00 $10.39
Coverage maximum $10.39 $10.39
Coinsurance $2.60 $2.60
Difference between coverage maximum and provider’s rate $49.61 $0.00
Total out-of-pocket cost $52.21 $2.60

My Care Compare also compares patient satisfaction and quality ratings for physicians and facilities in your area.

More Information

Visit, or call Medical Mutual at 877-520-6728 for information on cost estimates upon receiving care from a SuperMed® Network provider.